Guild Mortgage is one of the top 10 independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your Twin Falls community.
Our Twin Fall Branch offers competitive mortgage rates and personalized service for new home purchases and refinancing to every kind of borrower.
What is a VA IRRRL Loan?
The VA IRRRL is a refinance mortgage loan available to homeowners with existing VA mortgages. The VA IRRRL allows you to refinance your current mortgage interest rate to a lower rate. The VA IRRRL simplifies home refinancing by waiving the documentation typically required, including income, employment, credit, bank accounts and even an appraisal on the home. Give us a call today and see if we can lower your payment today!!
First Time Buyers
Overcome credit and asset challenges to home ownership
FHA loans are a type of government loan widely used by first-time homebuyers and people with low-to-moderate incomes. FHA loans offer down payments options as low as 3.5%. They also require upfront and annual mortgage insurance premiums.
Get special terms for veterans & active military
The Veterans Administration (VA) offers loans for eligible U.S. veterans, reservists, active-duty military personnel, National Guard and surviving spouses of veterans with available entitlement. VA loans often have more competitive terms than non-VA loans.
Get special financing for rural homes
The United States Department of Agriculture (USDA) provides special financing opportunities to borrowers who live in rural areas as defined by the USDA. In fact, approximately 97% of U.S. homes are located in eligible areas. To see if the area you are shopping for a home in qualifies visit the USDA Property and Eligibility Site