If you’re a first-time homebuyer with low-to-moderate income, 3-2-1 Home Plus provides down payment flexibility to get you into a home now.
An additional advantage is that you can keep your options open and consider homes with minor repair or improvement needs. With 3-2-1 Home Plus, the $2,000 eGift card to The Home Depot® gives you peace of mind knowing you have extra resources to put toward minor repairs or improvements without tapping into your cash reserves.
*In the state of NV, the consumer receives a $2,000 lender credit in lieu of a gift card. Payment subject to maximum allowable lender credit and minimum contribution requirements. Some loans require a minimum cash investment by the borrower, which may limit the amount of any lender credit or payment by Guild under the offer.
**Freddie Mac BorrowSmartTM down payment/closing cost assistance amounts of $1,000 or $1,250 based on Area Median Income and other eligibility criteria. Very low-income customers receive $2,500 based on Area Median Income and other eligibility criteria. $1,000 assistance applies to manufactured homes
Guild Mortgage is not affiliated with The Home Depot®. The Home Depot® is not a sponsor of this promotion. The Home Depot® is a registered trademark of Home Depot Product Authority, LLC. All rights reserved.
All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Guild Mortgage provides lending options for all phases of your life. Call us today to see which lending option moves you into your dream space!
A second home may be closer than you think! Guild Mortgage is the expert in finding the best loan options for your second home goals.
Have interest rates dropped since your first mortgage? Give Guild Mortgage a call to learn about lower rates
Investment Properties can be different than traditional mortgages. Turn to your experts at Guild Mortgage and we will help you navigate the process.
Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Our Twin Fall Branch offers competitive mortgage rates and personalized service for new home purchases and refinancing to every kind of borrower.
Guild Mortgage offers hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, country, and city housing programs that provide downpayment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.
The VA IRRRL is a refinance mortgage loan available to homeowners with existing VA mortgages. The VA IRRRL allows you to refinance your current mortgage interest rate to a lower rate. The VA IRRRL simplifies home refinancing by waiving the documentation typically required, including income, employment, credit, bank accounts and even an appraisal on the home. Give us a call today and see if we can lower your payment today!
FHA loans are a type of government loan widely used by first-time homebuyers and people with low-to-moderate incomes. FHA loans offer down payments options as low as 3.5%. They also require upfront and annual mortgage insurance premiums.
The Veterans Administration (VA) offers loans for eligible U.S. veterans, reservists, active-duty military personnel, National Guard and surviving spouses of veterans with available entitlement. VA loans often have more competitive terms than non-VA loans.
The United States Department of Agriculture (USDA) provides special financing opportunities to borrowers who live in rural areas as defined by the USDA. In fact, approximately 97% of U.S. homes are located in eligible areas. To see if the area you are shopping for a home in qualifies visit the USDA Property and Eligibility Site
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