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Guild Mortgage is thrilled to help our local heroes with the purchase of their new home or refinancing.

Firefighters, Police, Teachers, Military and        Medical providers

Guild Mortgage provides lending options for all phases of your life. Call us today to see which lending option moves you into your dream space!


A second home may be closer than you think! Guild Mortgage is the expert in finding the best loan options for your second home goals.


Investment Properties can be different than traditional mortgages. Turn to your experts at Guild Mortgage and we will help you navigate the process.


Have interest rates dropped since your first mortgage? Give Guild Mortgage a call to learn about lower rates

Guild offers expertise and personalized service for new home purchases and refinancing to every kind of borrower.

Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.

Our Twin Fall Branch offers competitive mortgage rates and personalized service for new home purchases and refinancing to every kind of borrower.

The Perfect Home Loan for You

Guild Mortgage offers hundreds of loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer many state, country, and city housing programs that provide downpayment assistance. At Guild, we’ll work hard to deliver what matters most to you and find the loan that fits your life.

What is a VA IRRRL Loan?

The VA IRRRL is a refinance mortgage loan available to homeowners with existing VA mortgages. The VA IRRRL allows you to refinance your current mortgage interest rate to a lower rate. The VA IRRRL simplifies home refinancing by waiving the documentation typically required, including income, employment, credit, bank accounts and even an appraisal on the home. Give us a call today and see if we can lower your payment today!

First Time Buyers

Overcome credit & asset challenges to home-ownership

FHA loans are a type of government loan widely used by first-time homebuyers and people with low-to-moderate incomes. FHA loans offer down payments options as low as 3.5%. They also require upfront and annual mortgage insurance premiums.

VA Loans

Get special terms for veterans & active military

The Veterans Administration (VA) offers loans for eligible U.S. veterans, reservists, active-duty military personnel, National Guard and surviving spouses of veterans with available entitlement. VA loans often have more competitive terms than non-VA loans.

 detailed eligibility information

Rural Development

Get special financing for rural homes

The United States Department of Agriculture (USDA) provides special financing opportunities to borrowers who live in rural areas as defined by the USDA. In fact, approximately 97% of U.S. homes are located in eligible areas. To see if the area you are shopping for a home in qualifies visit the USDA Property and Eligibility Site

Guild Mortgage is one of the top 10 independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your Twin Falls community.

Meet Our Team

Debbie Owen

Branch Manager

Angie Wray

Loan Officer Assistant

Nora Kent

Loan Officer

NMLS ID #1106022

Nurudeen Adepoju

Loan Officer

Lupa Castaneda

Loan Officer

Derrik Brinkman

Loan Officer

Dori Owen

Transaction Coordinator

Addee Owen

Branch Admin

1411 North College Road
Suite 300
Twin Falls, ID 83301
Mon       9 am – 5 pm
Tue        9 am – 5 pm
Wed       9 am – 5 pm
Thu        9 am – 5 pm
Fri          open until 5 pm
Sat         closed
Sun        closed

Surprisingly Simple